dentist insurance

Captive insurance companies are insurance companies established with the specific objective of financing risks emanating from their parent group or groups but they sometimes also insure risks of the group's customers as well. Using a captive insurer is a risk management technique where a business forms its own insurance company subsidiary to finance its retained losses in a formal structure. The term "captive" comes from the fact that the policyholder owns the insurance company i.e. the insurer is captive to the policyholder. If the captive only insures its parent and affiliates it is called a pure captive.....

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Number of dentist insurance Topics: 5

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100% Q: Dentist and the malpractice insurance they are required to carry. What is lawsuit protocol?

I am in medical malpractice settlement negotiations with a dentist. Her insurance company was handling the negotiations, then the dentist license expired and the insurance company dropped the dentist. The dentist obtained a new policy from a new insurance company. Now the original insurance company has dropped out of negotiations. Is it possible that the original insurance company wants me to file suit against the dentist, and then the new insurance company will have to defend the dentist? Or, because the first insurance company received the initial settlement letter with notice of intent to sue, they will have to carry on and defend the dentist even though they no longer have the dentist as a client. Please clarify the typical procedure in this type of situation. Thanks a million! N. Thanks for the info. I do have an attorney. But I do not want to sue and want to settle. The original insurance Co. made an offer, then we countered..then the Ins Co. dropped the dentist, and did not responded to the counter offer. SO, of course the attorney wants to sue cause he will make the big bucks. I want to settle because we were on track to settle. I just can't figure why the original insurance company would want to go to court unless they really don't care one way or another because the dentist is no longer a concern to them in the long run??? Tks. for you input.

A:You definitely need an attorney to work through this now. The dentist and the insurance company have dealt with you in bad faith. The insurance company probably did hope that you'd just go away. You aren't going to be able to fight this on your own, unfortunately. It's hard to say, without specialized knowledge of the laws in your area, to know who is responsible--the dentist, the old insurance company, or the new insurance company. Find a malpractice attorney who will work on contingency--don't pay an attorney anything up front.

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100% Q: How do you go to the dentist without dental insurance?

I currently have no insurance. I will receive health insurance after the first of the year, but it does not include dental. I am trying to figure out how to go to the dentist without dental insurance.

A:Call and ask the nearest dental office if payments in instalments are accepted, than go and pay by cash, or cheque; if necessary pay the whole amount by a credit card. Also, the dental schools allow their students to practise under supervision and the patients get the low cost treatments. Good luck.

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100% Q: Can I see a dentist without any insurance?

Also, can I get that stuff you breathe in to knock you out? It's a pretty severe situation. My teeth get cavities whether I take care of them or not, and I usually get to a dentist when the pain becomes blinding, but I'm not a minor anymore, so not under parents' insurance, and so am at a loss.

A:You can see a dentist, but you will be paying cash at time of service. Most dentists don't let you carry an account, they will say they have a "program", that usually means, they have a company they work with that will give patients loans, based on the fact that the dentist says this work needs done. All you are doing though is applying for a personal loan, you still have to be able to get a loan, so you're probably better off trying to get a personel loan on your own at a cheaper rate of interest.

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100% Q: Why is it that when I call to schedule an appointment for eye doctor, physican, dentist = INSURANCE?

The first thing they ask me, before my name, is do you have insurance? With whom? What's your membership number? Do they think I can't pay my bills or somethign? I live in Los Angeles, does that have any difference?

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100% Q: I need to see a dentist for major service and have no insurance what are the options?

Some of my molars are literally breaking apart since a few months ago, I need to see a dentist soon, my insurance doesn't cover for dental, I know it will be expensive, any cheap option? Thanks, Cesar

A:Dental schools are a great way to go- you can save a lot of money. Check this link to see if there's one in your area: http://www.dentalsite.com/dentists/densch.html

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